Coverage provided through non-admitted insurers. Products are not covered by state guaranty funds.
Specialized coverage for groomers, kennels, dog walkers, and pet sitters. We understand care, custody & control—and what happens when someone's fur baby is in your hands.
Tell us what you need and where you're located.
Prefer to talk? Call us directly
+1 (626) 778-2586
The reality
General liability doesn't cover animals in your care. A dog escapes. A cat dies during boarding. A grooming accident sends a pup to the emergency vet. Without care, custody & control coverage, you're paying out of pocket—and pet owners don't forgive.
A dog in daycare bites another dog. Your groomer gets bitten breaking up a fight. An off-leash dog on a walk bites a pedestrian. You need coverage for both sides—animals injuring people, and animals injuring each other.
Pet parents are emotionally invested. When something goes wrong, they don't just complain—they litigate. Professional liability protects you when you're accused of negligence, even if you did everything right.
"We work with carriers who specialize in animal care businesses. They understand the risks—and they don't exclude the coverage you actually need."
From boarding to grooming, we've got your business covered.
Covers animals in your care—injury, illness, escape, or death
Protection for bites, scratches, and injuries to third parties
Covers grooming injuries, negligence claims, and mistakes
Protects your facility, equipment, and supplies
Coverage for staff bites, scratches, and handling injuries
For pet transport vehicles and mobile grooming vans
Specialized coverage for every type of animal care
Common questions
These are general considerations, not a description of a specific policy. Coverage depends on the issued forms, endorsements, limits, exclusions, and applicable law.
Pet Services insurance is a commercial insurance program built around the risks of a pet services business. It may combine several policies or endorsements rather than relying on one standardized product.
Common options include General Liability, Commercial Auto, Workers Comp, Property. The appropriate combination depends on the company’s actual operations, employees, property, vehicles, contracts, and the exclusions in each policy.
Cost depends on factors such as revenue, payroll, location, services, property values, vehicles, limits, deductibles, and claims history. An insurer must review the individual business before providing a reliable premium.
The application should accurately describe third-party injuries, property damage, employees, vehicles, equipment, professional services, and contractual requirements. Undisclosed or incorrectly described operations can affect eligibility, pricing, and how a policy responds to a claim.
A broker commonly needs the legal business name, address, services, annual revenue, payroll, employee count, property or equipment values, vehicle and driver details, prior losses, current policies, desired limits, and requested effective date.
No. Coverage depends on the issued policy’s terms, limits, deductibles, exclusions, conditions, and the facts of the loss. Panta can help compare and explain available options, but the insurer issues the policy and determines claim coverage.
Quick form or call us directly
Access to A-rated carrier options
Review available coverage options
Call us now or fill out the form above - we'll call you within 1 hour.
Call +1 (626) 778-2586