Coverage provided through non-admitted insurers. Products are not covered by state guaranty funds. CA Surplus Lines Broker License #4512382
From last call to lockup. We know what happens after midnight—and we've got carriers who'll actually cover it.
Tell us what you need and where you're located.
Prefer to talk? Call us directly
+1 (626) 778-2586
Liquor Liability Specialists
We know the dram shop laws in all 50 states
The Reality
Dram shop laws hold you responsible for what happens after patrons leave. A DUI. A fatal accident. One claim can exceed seven figures—and most general liability policies exclude alcohol entirely.
Two guys throw punches at 1 AM. Your bouncer gets involved. Standard policies often exclude intentional acts—leaving you exposed when things get physical.
Carriers see "open until 2 AM" and run. You end up paying whatever the one willing carrier charges—unless you work with a broker who knows the market.
Coverage Options
From last call to lockup, we've got your venue covered.
Covers claims from intoxicated patrons—DUIs, accidents, and injuries
Protection for fights, altercations, and bouncer incidents
Covers slips, falls, and property damage at your venue
Protects your bar, equipment, inventory, and build-out
Coverage for bartenders, bouncers, and staff injuries
Income protection if you have to close due to covered events
Specialized coverage for every type of establishment
Quick form or call us directly
Access to 100+ A-rated carriers
Coverage as soon as today
Call us now or fill out the form above. We'll call you back within 1 hour with quotes from nightlife-specialized carriers.
Call +1 (626) 778-2586